How Long Are Home Appraisals Good For?

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How Long is Your Appraisal Good For? One of the major steps in the loan approval process is the appraisal process as this is the way that a lender will determine whether or not a home is worth the price.

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2 Things You Need to Know to Properly Price Your Home 2 Things You Need to Know to Properly Price Your Home In today’s housing market, home prices are increasing at a slower pace (3.7%) than they have over the last eight years (6-7%). However, they are still are above historical norms.

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How long is a real estate appraisal good for? A real estate appraisal is good for the effective date of value stated in the report. Appraisals do not forecast real estate values and are not.

A typical home appraisal requires a great deal of research, travel to and from the subject property, report writing and finally, delivery of the report to the client. A good appraisal company will take 3-5 business days to complete the appraisal process from the time of site visit until the report is delivered.

How Long Does it Take to Get a House Appraised? Unless you are paying cash for your new home, you’ll need a home appraisal conducted before the lender will approve your loan. That makes sense, as no lender is going to let you borrow more money than a property is worth.

A home appraisal also protects the bank from getting stuck with property that’s worth less than they’ve invested. And it protects you from paying too much for a house simply because it was love at first sight. The home appraisal is a no-nonsense factor in a decision that is often emotional for the buyer.

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