VA Home Loan Myth Debunked!

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VA loans have been the subject of many myths and rumors over the years, especially in military circles. So we’re here to debunk some of these myths you’ve probably heard as you’ve asked around about the VA loan process. VA loans have been the subject of many myths and rumors over the years, especially in military circles. 1.

4 common VA loan myths debunked.. If you are selling your home, please do not exclude VA-backed loan applicants from your pool of buyers. They have put up with enough during their service time.

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4 VA Home Loan Myths Debunked. With no down payment required and the backing of the federal government, it is hard to find fault with VA home loans. And when someone does find some sort of issue, it tends to be false.

From inaccuracies posted on message boards to bad blogs, there is an abundance of VA loan myths out there. Let’s tackle the five most common VA home loan myths and reaffirm the strength and flexibility of this unique financing tool. It only takes minutes to fill out our VA home loan application, so start today.

4 common VA loan myths debunked.. If you are selling your home, please do not exclude VA-backed loan applicants from your pool of buyers. They have put up with enough during their service time.

The process is different for applying for a VA loan versus an FHA or conventional loan, so as long as you choose a lender who is experienced in the VA space, it shouldn’t take them any longer to process your application or for you to close on your home. Myth 2: They’re hard to get. VA loan qualification is no more difficult than any other.

From here, the veteran can use a VA Loan to purchase a new home. Mortgage Insurance and Funding Fees. VA loans do not require monthly mortgage insurance premiums, regardless of the down payment. This is a common myth that comes from traditional loans, where this will often be different.

Home sellers and their agents. In addition, foreclosures on VA homes are less than the default rate of either standard or FHA mortgages. The main reason appears to be lingering myths associated.

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