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Long-term personal loans are those that carry longer payback periods, usually up to seven years. Some banks, credit unions and online lenders offer long-term personal loans. Here are the pros and cons.

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OneMain Financial has been helping consumers find loans for decades and the bank operates more than 1,600 retail locations across the country. Long-term loans with repayment terms as long as 60 months are available, with loan sizes ranging from $1,500 up to $30,000. Loans have terms of up to 60 months; No minimum credit score requirements to.

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