5 Common Mistakes Singaporeans Make When Refinancing – 99.co

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Source: 99.co If you’re intending to sell, you want to make sure you make back the cost of refinancing, plus a little bit extra. If you manage to refinance into a package that’s at 1.7 per cent interest, you’re only paying $3,991 per month. That’s a savings of $167 per month.

5- Refinancing too often. The problem is that refinancing costs money. To refinance a mortgage, you’ll typically pay about 3-6 percent of the loan balance in closing costs, perhaps less on high-balance loans. So for refinancing to make sense, you need to save enough in interest to eventually cover the closing costs.

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