2 Myths Holding Back Home Buyers

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Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

The home buying procedure can be overwhelming, but if you break the process down. Instead, you need to go through a process that takes you from getting loan. utility bills, and if you have a pool, the additional cost of keeping it pristine.. This is typically between 2 and 5 percent of the home's price. and those costs are.

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2 Myths Holding Back Home Buyers – Terry Sack – · Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today.

Tuesday Tidbit - 2 Myths Holding Back Buyers  · 2 Myths Holding Back home buyers june 26, 2017 by dness In Realtor.com’s recent article , ” Home Buyers’ Top Mortgage Fears: Which One Scares You ?” they mention that ” 46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try .”

But if you’re holding back, evaluate why. Experts say your reasons may be based on myth. “Buying a home is more affordable than ever for families with stable incomes and good credit,” says Christina.

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2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.

2 Myths Holding Back Home Buyers – There are a couple of myths floating around about home buyers. Have you been wondering what might be holding buyers back from buying your home? Many individuals think they need to put 20 percent down to buy a home. Others think they have to have a perfect FICO score.